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Christopher Ariano


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So far Christopher Ariano has created 99 blog entries.

Is Bankruptcy a Good Option for Me?

Is Bankruptcy a Good Option for Me?

With COVID-19 shutting down, a lot of people are out work. Companies are closing their doors and other business owners are cutting their staff. They can’t afford to keep their employees on-board. This menas that a lot of people are unemployment. People who have never received a dime from […]

What’s the Difference Between a Chapter 7 and 13 Bankruptcy?

What’s the Difference Between Chapter 7 and Chapter 13 Bankruptcy?

More people are considering filing bankruptcy today than this country’s seen in a long time. Whenever the country goes through a recession, the number of bankruptcy filings in Arizona go up. This makes perfect sense. When people are out of work, they can’t pay their bills. […]

Is Bankruptcy Really a Fresh Start?

Is Bankruptcy Really a Fresh Start?

The ideas are in bankruptcy have had a roller coaster experience over the last two decades. Initially, with a high rise of people filing for bankruptcy through the 90s, it had a load through the early 2000, before spiking again in 2005 and then another lull until the 2009 recession. […]

Why Do People File for Bankruptcy in Arizona?

Why Do People File For Bankruptcy in Arizona?

With severe instability throughout the economy, many people are wondering if it’s the right time to file for bankruptcy. However, the most common reason that Americans file for bankruptcy is relatively surprising. Surely in recent months, many people have racked up tens of thousands in credit card debt, […]

Arizona Bankruptcy Filing Fee

Arizona Bankruptcy Filing Fee

When you decide to file for bankruptcy in the state of Arizona, you will be required to pay fees. These fees are for the courts and not for your lawyer. Your lawyer will advise you of the fees you are required to pay to them. Each type of filing will require a […]

Bankruptcy Exemptions in Arizona – Part Four

To finish off the series on Arizona’s bankruptcy exemptions is a unique set of exemptions. These exemptions may not apply in every proceeding,

Dishcarging Student Loans in Bankruptcy in Arizona

Discharging Student Loans in Bankruptcy in Arizona

The overall impression of bankruptcy has always been that student loans were not eligible for discharge. The impression is no longer a valid statement. Keep in mind that it is possible to discharge student loan debt in bankruptcy, but it is tough to do. To […]

What Court are Bankruptcies Filed in in Arizona?

What Court are Bankruptcies Filed In in Arizona?

Filing bankruptcy can be a complicated process, especially if you try to do it on your own. There are different chapters of bankruptcy that can be filed within the court system. The chapters most commonly filed by individuals and married couples are Chapter 7 […]

Creditor Harassment After Bankruptcy in Arizona

Creditor Harassment After Bankruptcy in Arizona

After you have filed for bankruptcy, it is illegal for creditors to call you regarding the debts you owe. This is referred to as an automatic stay or federal restraining order. Furthermore, if your bankruptcy case has been discharged, they are forbidden from calling you unless they have […]

Fair Debt Collection Practices Act in Arizona Bankruptcy

Fair Debt Collection Practices Act in Arizona Bankruptcy

A part of understanding your rights during a bankruptcy proceeding in Arizona is understanding your rights under the Fair Debt Collection Practices Act. These are a set of rules established to help protect those who owe debts from being victimized by collections representatives. There are a […]

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